VA Home Loans
Buy or refinance your home with zero down payment, competitive rates, and flexible terms through a VA loan
Why a VA Loan?
VA Loans offer eligible military service members and veterans favorable mortgage terms, including no down payment requirements and competitive interest rates, to help them achieve homeownership.
How To Apply
Pre-Approved: Start by getting pre-approved to know your budget and strengthen your offer.
Application: Complete our simple and straightforward loan
application.
Documentation: Provide necessary documents such as proof of income, credit history, and asset statements.
Approval: Our team will review your application and guide you through the approval Process.
Closing: Finalize your loan and close on your new home with confidence.
Key Benefits
No Down Payment: Eligible borrowers can purchase a home with no down payment, making it easier to afford a home without needing to save for years.
Competitive Interest Rates: Enjoy lower interest rates compared to conventional loans, which can result in substantial savings over the life of the loan.
No Private Mortgage Insurance (PMI): Unlike other low down payment loans, VA loans do not require PMI, reducing your overall monthly mortgage payment.
Features:
Flexible Credit Requirements: VA loans are more lenient on credit score requirements, making them accessible to more borrowers.
Limited Closing Costs: The VA limits the amount of closing costs that borrowers can be charged, and some costs may be covered by the seller.
Assumable Loans: VA loans are assumable, meaning that if you sell your home, the buyer can take over your existing VA loan, subject to approval.
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License Info
NMLS: 1267228
Company NMLS: 1660690
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Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice.
All products are subject to credit and property approval.
Other restrictions and limitations may apply.
NMLS # 1267228 | AZMB #0944059
Corporate Address : 3100 W Ray Rd STE 201, Office 209 Chandler, AZ 85226